Saturday, December 28, 2019

Habits and Traits of Gall Wasps

Have you ever seen those misshapen lumps on the twigs of oak trees? Those peculiar growths are called galls, and theyre almost always caused by gall wasps. Although theyre quite common, gall wasps (family Cynipidae) often go unnoticed because of their diminutive size. How Are Gall Wasps Classified? Kingdom: AnimaliaPhylum: ArthropodaClass: InsectaOrder: HymenopteraFamily: Cynipidae What Do Gall Wasps Look Like? Cynipid wasps are quite small, with few species measuring over 5 millimeters in length, and usually drab in color, which makes them rather inconspicuous. Its often easier to identify gall wasps from the galls themselves. Tracks and Sign of Insects and Other Invertebrates is an excellent reference for identifying North American gall-makers from the galls they leave behind. Cynipids infest plants in the rose, willow, aster, and oak families. Cynipid galls vary greatly in size, shape, and appearance, depending on the host plant and the gall wasp species involved. Gall wasps arent the only organisms that trigger gall development in plants, but they are probably the most prolific gall-makers, especially in oak trees. About 80% of gall wasps target oaks specifically. In North America, well over 700 gall wasp species create galls in oaks. Gall wasps look like tiny hunchbacks. When viewed from above, the abdomen may appear to have just two segments, but the rest are simply compressed beneath, in telescoping fashion. Gall wasps have minimal wing venation and filiform antennae (usually consisting of 13 segments in females, and 14-15 segments in males). Youre unlikely to see gall wasp larvae unless youre in the habit of dissecting galls. Each tiny, white larva lives within its own chamber, feeding constantly. They lack legs and have chewing mouthparts. What Do Gall Wasps Eat? Gall wasp larvae derive nutrition from the galls in which they live. Adult gall wasps are short-lived and do not feed. Surprisingly for an insect that eats so much, the larvae dont poop. Gall wasp larvae dont have anuses, so there is simply no way for them to expel their waste. They wait until the pupal stage to rid their bodies of fecal matter. The Life Cycle of Gall Wasps The cynipid life cycle can be quite complex. In some species, male and female gall wasps mate and the female oviposits in the host plant. Some gall wasps are parthenogenetic, and produce males rarely, if ever. Still others alternate sexual and asexual generations, and these distinct generations may use different host plants. In very general terms, the gall wasp life cycle involves complete metamorphosis, with four life stages: egg, larva, pupa, and adult. The female deposits an egg into the meristematic tissue of the host plant. When the egg hatches and the larva begins to feed, it triggers a reaction in the host plant, causing the formation of the gall. The larva feeds within the gall and eventually pupates. The adult gall wasp usually chews an exit hole to escape the gall. Special Behaviors of Gall Wasps Some gall wasps dont produce galls in their host plants but are instead inquilines of other species galls. The female wasp oviposits into an existing gall, and her offspring hatch and feed on it. The inquiline larvae may indirectly kill the larvae that induced the gall to form, simply by outcompeting them for food. Where Do Gall Wasps Live? Scientists have described 1,400 species of gall wasps worldwide, but many estimate that the family Cynipidae may actually include as many as 6,000 species. Over 750 species inhabit North America. Resources and Further Reading   Capinera, John L., editor.  Encyclopedia of Entomology. 2nd ed., Springer, 2008.Frogge, Mary Jane. â€Å"Most Leaf Galls Dont Hurt Trees (Galls).†Ã‚  Institute of Agriculture and Natural Resources: The Nebline, University of Nebraska-Lincoln in Lancaster County, May 2012.Johnson, Norman F., and Charles A. Triplehorn.  Borror and DeLongs Introduction to the Study of Insects. 7th ed., Cengage Learning, 2004.Leung, Richard, et al. â€Å"Family Cynipidae - Gall Wasps.†Ã‚  BugGuide.Net, Iowa State University, 13 Apr. 2005.

Thursday, December 19, 2019

Essay on The effect of the macro-economy - 1035 Words

External Influences The Macro-economy The production and exchange process of the whole economy as opposed to individual markets within the economy. Businesses are affected by changes in the macro-economy and by government processes towards the macro-economy. Government economic policies change a lot. (E.g. labour made bank of England independent on their first day in office.) Instead of dividing the economy into different sectors (e.g. retail, cars etc) we look at the economy of the country as a whole. Government Macro-economic objectives: †¢nbsp;nbsp;nbsp;nbsp;nbsp;Control of inflation – 2.5% †¢nbsp;nbsp;nbsp;nbsp;nbsp;Maintain full employment-all who want a job can get one. †¢nbsp;nbsp;nbsp;nbsp;nbsp;Control of†¦show more content†¦Providing a service to other countries, e.g. leasing out ships to other countries, tourism) The bigger the gap between imports and exports the worse. Ideally exports should be higher than imports, but as Britain doesn’t make a great deal of things to export it could result in trouble. China will make more and more to export. Full Employment †¢nbsp;nbsp;nbsp;nbsp;nbsp;Full Employment- Used to be a job for all, now a job for all those who want one. Affected by economy-if economy is good, more jobs, if you are going through a recession then that is not the case. If you are over 21 the minimum wage is  £4.85 for over 21’s, for under 18’s just  £3. †¢nbsp;nbsp;nbsp;nbsp;nbsp;The EU convention of Human rights, Article 23 states that everyone has the legal right to work. This means that if the person doees not have a job through no fault of their own, they must be compensated for. This is why must governments have a state system to provide for them. †¢nbsp;nbsp;nbsp;nbsp;nbsp;In U.K there is a period of time where you get unemployment benefit linked to housing and family sizes. After an unemployment of 6 months, if you want to keep unemployment benefits you must sign up for training or education. †¢nbsp;nbsp;nbsp;nbsp;nbsp;Full Employment differs from what it used to mean, it used to mean everyone should work but now it means what it says above. †¢nbsp;nbsp;nbsp;nbsp;nbsp;The ‘Poverty Trap’ is where you get benefits,Show MoreRelatedOpec Oil Embargos Effects on the Macro Economy2031 Words   |  9 Pages Economic Effects In October of 1973, OPEC announced that it would increase the price of oil by 70% by cutting production by 25% and a production cut of 5% each month after (Yurgin). At the time, oil was selling for $3. This shock caused the price to increase to $5.12 (Reid). Two days after this initial shock, the price increased again to $11.65. This would cause a new aggregate supply curve left of the original supply curve (decrease in supply). 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Wednesday, December 11, 2019

Discounting, Factoring and Forfeiting Sample Essay Example For Students

Discounting, Factoring and Forfeiting Sample Essay Discounting: By and large. a trade measure arises out of a echt recognition trade dealing. The marketer draws a measure of exchange on the purchaser for the invoice monetary value of goods sold on recognition. The debitor of goods accepts the same and binds himself apt to pay the sum on due day of the month. In such instances the marketer of goods have to wait boulder clay due day of the month. for the sale monetary value. It involves locking up of his working capital which is really much needed for smooth running of concern or for transporting normal production procedure. It is the commercial Bankss enter into as a moneyman. The commercial Bankss provide immediate hard currency by dismissing trade measures. They deduct a certain charge as price reduction charges from the sum of the measure and balance is credited to client history. Bill of exchange funding is the most liquid one from the banker’s point of position since. in clip of exigencies. they can take those measures those measures t o RBI for rediscounting. Even if the measure is dishonored. there is a simple redress. The bank has to merely observe and protest the measure and debit the clients account. Bills are ever drawn with resort. Despite many attempts of RBI to advance and develop a good measure market. measure financing signifiers hardly 5 % of the entire recognition extended by Bankss. The latest measure of RBI is to advance the measure market is establishing of the factorization service organisations. Factorization: Factors. who are normally subordinates of Bankss or private fiscal companies. by and large rendering the undermentioned services: †¢ Purchase the histories receivable of the marketer for immediate hard currency. †¢ Administer the gross revenues leger of the marketer.†¢ Collects the history receivable.†¢ Assume the losingss which may originate due to bad debts.†¢ Provide relevant advisory services to the marketer.For rendering these services. the factor charges a fee that is normallyexpressed as a per centum of the entire receivables factored. Factoring is therefore alternate to in-house direction receivables. Modus Operation: 1. Seller invoices purchaser in the usual manner. merely adding a presentment that is assigned to and must be paid to factor. 2. Transcripts of bills are submitted to factor with agenda of offer. accompanied by the receipted bringing challan or any valid cogent evidence of despatch. 3. Factor will supply pre-payment up to 80 % of the bill value and equilibrate 20 % on realization. 4. Follows up with clients for realization for payment due. 5. Seller will be informed of factored bills through monthly statement of history sent by factor. Functions provided by Factor: 1. Purchase of history receivable: Factor purchases the book debts of its clients. The factor provides progresss upto 80 % instantly and equilibrate on realization. Therefore. the factors act as a beginning of short-terms financess. 2. Hazard control: The factor holding developed a high degree of expertness in recognition assessment reduces the hazard of loss through bad debts. Furthermore. he assumes the losingss which may originate due to bad debts. 3. Gross saless Ledger Administration: For a service fee. the factor provides its client house professional expertness in accounting and care of sale leger. The factor besides sends periodic statements to client. 4. Collects the histories receivable: The factor undertake to roll up all receivables on behalf the client alleviating him of jobs and enabling to concentrate on other of import maps of his concern. 5. Advisory Servicess: The factor developed a high degree expertness in recognition appraisal/ traffics and holding entree to extensive recognition information. Advisory services provided are: †¢ Customer’s perceptual experience of the client’s merchandise. altering market schemes and emerging tendencies. †¢ Audit process followed for invoicing. bringing and covering with gross revenues returns. †¢ Provide information of its client with regard to the recognition worthiness of client and recognition period. Types of Factorization: 1. Recourse Factorization: Under this agreement. the factor provides receivable on the status that any loss originating out of unrecoverable debts will borne by the client. 2. Non- resort or Full Factoring: Client gets full recognition protection. i. e. any loss originating out of unrecoverable debts will borne by the factor. 3. Progress Factorization: In instance of progress factorization. where the factor makes prepayment of around 80 % of the bill value to the client and balance would be provided on realization. 4. Adulthood Factorization: The factor pays the client either on guaranteed payment day of the month or on day of the month of aggregation from the client. The factor does non do any progress or prepayment. 5. Invoice Factoring: Under this type. the factor merely provides finance against bill without set abouting any other maps. All plants connected with the gross revenues disposal have to be done by the client himself. 6. Undisclosed Factorization: The factor does non follow up or roll up the payment from the client. The client is non be cognizant of the factorization agreement and pays the client straight. The factor receives payment of bills through client. 7. Bank take parting factor: Factor arranges a portion of the progress through banker. 8. Disclosed Factorization: Factor provides finance after unwraping the fact of assignment of debts to the debitor concerned. Generally all factorization are disclosed factorization. This type of factorization is restored when the factor is non to the full satisfied with the fiscal status of the client. 9. Domestic Factorization: The factorization agreement where all the three factor. marketer and purchaser are in same state. capable to the same Torahs. 10. International Factorization: The factorization agreement. where the marketer and purchaser are into two different states affecting co-operation between two factoring companies. one in the seller’s state ( export factor ) and other in the buyer’s state ( Import factor ) . Advantage of Factorization: 1. Liquid: Seller will hold ready hard currency for his recognition sale. Seller will hold financess up to 80 % of the factored bills. Seller’s liquidness will better and hence. seller’s production will be accelerated. 2. Ledger Management: Factors fundamentally provide gross revenues ledger direction and aggregation of receivable. Factor review the full charge procedure. The factor has to recognition the customer’s history whenever the payment is received. direct monthly statement and to keep affair between client and client to decide all possible differences. He has to inform the client about balances in the history. delinquent period. fiscal standing of customer’s. Therefore. the factor takes up the work of monthly sale analysis. delinquent bill analysis and recognition analysis. 3. Rendering consultancy services: The factor provides direction services to the client. He has to inform about the extra concern chances available. altering concern. recognition period. fiscal profiles of the client. Seller will be free to concentrate on production. selling etc. 4. Credit hazard service: Bad debts eat off the net incomes of a concern and in some instances lead to closing of concern. But one time factoring relation ship is established. the client need non trouble oneself about the hazard of loss due to bad debt. 5. Collection service: Collection of debt becomes an of import internal recognition direction and requires more and more clip. Now aggregation is wholly taken by factor. 6. Economy in service: Factors are able to render really economic service to the clients because their operating expense cost is spread over a figure of clients. Furthermore service charges are besides sensible. Factoring is a inexpensive beginning of finance to the client because the involvement charged merely on the sum really provided to the client and non on the entire sum. 7. Off-Balance Sheet Financing: Factoring is an off-balance sheet agencies of funding. When the factor purchases the book debts of the client. these debts no longer be on the current side of the balance sheet. It leads to decrease in debts and less aggregation job. The client can use the money to pay off its creditors. This improves current ratio. Cost of factorization: The cost of factoring comprises of two facets viz. finance charges and service fees. Finance charges: Since the factor provides 80 % of bill as recognition. he levies finance charges. This charge is usually the same involvement levied by bank. Factor charges involvement merely on the sum really provided to the client. Service Charge: This charge represents service provided by the factor. such as aggregation of receivable. ledger direction. consultancy services ( these services are discussed above. The fees normally vary from 0. 5 % to 3 % . The service fee is a per centum charged on client’s turnover. Factoring. V. Discounting: 1. The factors may widen without any resort to the client in the event of non-payment by clients. But. discounting is ever made with resort to client. 2. History receivables under price reduction are capable to rediscounting whereas it is non possible under factoring. 3. Factoring involves purchase and aggregation of debts. direction of gross revenues ledger and consultative services. But. Discounting involves merely proviso of finance entirely 4. Bill dismissing finance is a specific one in the sense that is based on single measure originating out of an single dealing merely. On the other manus. factorization is based on whole turnover i. e. majority finance is provided against unpaid bills. 5. In instance of measure discounting. drawee is ever cognizant of Bankss charge on receivables. But. under disclosed factorization every is kept confidential. 6. Bill financing through discounting requires enrollment of charges with registrar of companies. In fact. factorization does non necess itate enrollment. Factoring in India: In India. the thought of supplying factoring services was foremost set up by the Vagul working group. It has recommended that Bankss and private NBFC companies should be promote to supply factoring services with a position to assisting the industrialists and bargainers to surge over fiscal crunch originating out of holds in the realisation of their book debts. The RBI later constituted a survey group in January 1988 under the chairmanship of Mr. C. S. Kalyanasundaram. former Managing Director of SBI. to analyze the feasibleness of get downing factorization services. On the recommendation of the commission. the Banking Regulation Act was amended in July 1990 with a position to enabling commercial Bankss to take up factoring services by organizing separate subordinates. In India State Bank of India was the first to get down factorization services. Factoring services are provided by following companies in India: Factoring companies in IndiaCanbank Factors Limited: hypertext transfer protocol: //www. canbankfactors. comSBI Factors and Commercial Services Pvt. Ltd: hypertext transfer protocol: //www. sbifactors. com The Hongkong and Shanghai Banking Corporation Ltd: hypertext transfer protocol: //www. hsbc. co. in/1/2/corporate/trade-and-factoring-services Foremost Factors Limited: hypertext transfer protocol: //www. foremostfactors. cyberspace Global Trade Finance Limited: hypertext transfer protocol: //www. gtfindia. comExport Credit Guarantee Corporation of India Ltd: hypertext transfer protocol: //www. ecgc. in/Portal/productnservices/maturity/mfactoring. asp Citibank NA. India: hypertext transfer protocol: //www. citibank. co. in Small Industries Development Bank of India ( SIDBI ) : hypertext transfer protocol: //www. sidbi. in/fac. asp Standard Chartered Bank: World Wide Web. standardchartered. co. in Indian factoring market has matured: Arvind Sonmale 1. What sort of services is Global Trade Finance Limited supplying to the export import community for easy trade? Mr. Sonmale: Finance: The funding provided by Global Trade Finance Ltd. ( GTF ) is flexible and linked straight to the client’s gross revenues. Finance is made available up to 95 % of the bill value. Credit Protection: GTF provides recognition protection against payment default of purchaser. In the event of a claim on history of default. the payment to the marketer is simple without any luxuriant processs. Collection Service: GTF assumes duty for aggregation of receivables under the factoring understanding. GTF has systems in topographic point for tracking receivables on an invoice-to-invoice footing and has an effectual letter writer web in more than 80 states for follow up of receivables. Professional Gross saless Ledger Management A ; Analysis: GTF manages for its clients the complete gross revenues ledger car e. GTF has now provided web entree to its clients for accessing their histories online via its â€Å"GTF Client Access† faculty. A Thanksgiving Experience EssayChina may shortly make the 2nd airdrome phase. In that event. India would do an even bigger possible growing narrative in the old ages to come. India is germinating from a bid economic system focused on autonomy to going a cardinal nexus in the planetary economic concatenation. India is good positioned by geographics. linguistic communication. and historical association to service clients in advanced economic systems. India besides has historical trading links with the Middle East and Africa every bit good as its ain South Asiatic neighbours. Over the old ages. India has become less dependent on the traditional markets of Western Europe and trade is traveling towards the Middle East. the Americas. and above all other Asiatic markets. The Indian century is taking form in trade. Historically. factorization has shown positive correlativity to growing in the fabrication sector. As the fabricating base of a state expands. the range for factoring besides in creases. At the micro degree. factorization is bespoke for a company on the way of high-octane growing ; merely as at the macro degree it is suited for a turning economic system like India. There is merely one way in which factorization can travel in India: upwards. As the consciousness degree about the benefits of factorization additions. factorization will distribute its wings across the length and comprehensiveness of the state. It is non possibly a happenstance that the rise of factoring in India has coincided with the rise of Global Trade Finance Ltd. ( GTF ) to the head. In every industry. every one time in a piece. a participant all of a sudden emerges who changes the full paradigm of the concern. In India. ICICI Bank did this to retail banking. We believe that GTF is in a place to make that to factorization. International Factorization: Exporters besides find that there is a considerable hold in having payment from the importers. In such state of affairs international factorization comes truly ready to hand to happen the needed resources. In international factoring dealing. there are four parties viz. : o Exporter. o Importer.o Export Factor.o Import Factor. There are two factors under this system one in exporter’s state and other in importer’s state. When the exporter wants to make the concern with some importers. he approaches factor in his state and informs him about the size of concern proposal. the likely size of concern. figure of bills likely to be raised. the value of the cargo and currency involved. Export factor inturn informs the same to his counter-part i. e. import factor in the importing state. The import factor makes questions sing the fiscal place of the importer and his traffics and if satisfied. he conveys the message to export factor. Then. the export factor contacts the exporter and conveys the positive findings and his preparedness to cover the recognition hazard through factorization. Once this factorization is established. the exporter sends the goods to the importer along with the bill with a status that payments should do to the import factor. Export factor informs import factor about the fiscal tra de by directing a transcript of bill. Now it becomes the duty of the import factor to supervise and keep the history and take all possible attempts to roll up the money on due day of the month. When the sum is collected. it is sent to the export factor. Forfeiting: The term â€Å"a forfeit† in Gallic agencies. â€Å"relinquish a right† . Here it refers to the exporter releasing his right to receivable due in the hereafter day of the month in exchange of immediate hard currency payment. at an in agreement monetary value. go throughing all hazards and duties for roll uping the debt to the forfeiter. Therefore. the exporter is able to acquire 100 % of the sum of measure minus price reduction charges instantly and acquire benefit of hard currency sale. Therefore. it is a alone medium which he amount Forfeiting transform the supplier’s recognition granted to importer into hard currency dealing for the exporter protecting him wholly from all the hazards associated with selling overseas on recognition. Forfeting is done without any resort to the exporter i. e. in instance importer makes a default. the forfeiter can non travel back to the exporter for recovery of money. Traditionally give uping is for fixed involvement rate and for average term ( 3-5 old ages ) . Differences between factoring and forfeting: 1. Factorization is ever used as a tool for short term funding. whereas forfeting is for average term funding at a fixed rate of involvement. 2. Factorization is by and large employed to finance both domestic and export concern. But. forfeiting is constantly employed in export concern. 3. Factoring is a much broader construct in the sense it includes purchase of receivable gross revenues ledger direction. consultative services. premise of recognition hazard. aggregation of debts. On the other manus. give uping chiefly concentrate on funding facets merely and that in regard of a peculiar export measure. 4. Under factoring. the client is able to acquire merely 80 % of the entire bills as recognition installation whereas the 100 % of the value of the export measure is given as recognition under give uping. 5. Forfeiting is done without resort to the client where it may or may non be so under factoring. . 6. The measures under forfeting may be held by the forfeiter till the due day of the month or they be sold in the secondary market or to any investor for hard currency. Such a possibility does non be under factorization. 7. Forfeiting is a specific one in the sense that it is based on a individual export measure originating out of an single dealing merely. But. factorization is based on the whole turnover i. e. majority finance is provided against figure unpaid bills. Working of forfeiting: In give uping dealing. the exporter ( client ) . importer ( debitor ) and forfeiter ( fiscal establishment ) . When an exporter intends to export goods and services. he approaches the forfeiter and gives full inside informations of his likely export covering such as name of the importer. the state to which it belongs. the currency in which the export of goods belongs. the monetary value of goods and services. footings and status of finance. Sale contract is signed between exporter and importer on status that payment should be signed between exporter and importer on status that payment should be made by importer to the forfeiter. The exporter’s bank. than forwards the transportation paperss to the importer’s bank after having the same from exporter. These paperss eventually reach the custodies of importer through his bank. Thereafter. the exporter gives transporting paperss. bills to the forfeiter who purchases them and gives ready hard currency after subtracting price r eduction charges. Cost of forfeiting: Forfeiting is fixed involvement rate and for average term ( 3-5 old ages ) . Cost of forfeting depending upon the agreements. Cost of factoring depends upon the period of recognition. recognition worthiness of the party. state of importer. currency in which exporter is covering and over all importers state. Since the forfeiter has to presume currency fluctuation hazard. involvement rate fluctuation hazard and country’s hazard. he charges fee and evidently it varies harmonizing to the hazard factor involved in the trade. Benefits of Forfeiting: 1. Profitable and Liquid: From the forfeiter’s point of position. it is advantageous because he non merely gets immediate income in the signifier of price reduction charge. but besides he can sell in the secondary market or to any investor. 2. Avoids Export recognition hazards: The exporter is free from many export recognition hazard such as bad debts. involvement rate fluctuations. exchange rate fluctuations. political instability Forfeiting act as an insurance against all these hazards. 3. Avoids Export Credit Insurance: In absence of give uping the exporter has to travel for recognition insurance. It is really dearly-won and at same clip involves really cumbrous process. 4. 100 % finance: The exporter is able to acquire 100 % finance against export receivable. therefore the exporter is able to change over its international full recognition sale into hard currency sale. 5. Suitable for all sorts of export Deal: It is suited for any sort of goods whether capital goods or trade good exports. 6. Confidential and speedy: International trade minutess can be carried out really rapidly through a forfeiter. as it does non affect much dealing. The velocity and confidentiality with which trades are made are good to both exporter and importer. Drawbacks: 1. Non- handiness for short and long periods: Forfeiting is suited for average term funding. Forfeiting is non suited for long period. since it involves much recognition hazard. 2. Non-availability for financially weak states: Forfeiter by and large do non come frontward to set about. forfeiting of financially weak state. 3. Trouble in securing International Bank’s warrant: Forfeiters do non usually finance an export trade unless it is supported by an unconditioned and irrevokable warrant from an international bank known to the forfeiter. Generally it is the responsibility of the exporter to secure the warrant. 4. Laterality of western states: International forfeiting minutess are dominated in taking western states like dollar. lb. and sterling. Deutshe Mark. Gallic Francs and Swiss Francs. Hence our trade have to be in such currencies instead than Indian rupee. Forfeiting screens merely export dealing and non Indian rupee. Forfeiting in India: Forfeiting as a beginning of finance has gained significant impulse abroad. Though it had its beginning in Zurich. It has been good established in all fiscal centres all over the universe such as London. Zurich. Hong Kong. Singapore and Frankfurt. It has been popular beginning of finance among Europeans. In India. forfeiting is easy emerging in the liberalised fiscal market. It is approved by the brotherhood authorities merely in January. 1994. The bing strategy available for exporters like concesssional finance by commercial Bankss. insurance screen against export recognition hazard by ECGC etc are available to big and good established exporters. In this context. forfeiting may be existent blessing to little every bit good new exporter. In India. forfeiting is done by EXIM Bank The minimal value of a forfeiting dealing is Rs 5. 00. 000/- . . An exporter who wants to avail the service has to near the EXIM bank through his bank. EXIM bank would obtain the forfeiting citation from bureau abroad. Based on this. exporter would work the monetary value to be quoted. If the importer accepts the monetary value and payment footings. the contract would be finalised and executed. The exporter would so acquire hard currency through give uping agreements for which he has enter into separate contract. The exporter would than acquire hard currency through. for which he has to come in into the understanding with the forfeiter through EXIM bank. In order to advance give uping it is necessary to depute the dealing in taking international currencies. Globilsation. liberalization and opening our economic system to the planetary has good chances for give uping concern.

Wednesday, December 4, 2019

Injecting Personality and Authenticity into Your Brand

YouTube has video content on almost anything you can imagine. So, it’s understandable that it is the second most visited website in the world after Google. While it started with just amateurs creating fun content, many of those same creators have now become minor media moguls – some even employing dozens of individuals to handle the business side of their channels and to keep churning out content and merchandise. Take Philip DeFranco, for instance. He started by making vlogs in his dorm room. Now he owns a business that generates millions in revenue and employs not only other video hosts, but editors, merchandising directors, an office manager, a personal assistant and more. DeFranco tends to get more views than his traditional media counterparts that are just now getting serious about their YouTube presence. How does he beat his competition? Personality and authenticity. DeFranco has a unique voice and he lets his other video hosts infuse their videos with their personalities. Content that Stands Out You can try to make your content popular by throwing lots of money at it for flashy graphics or beautiful people. But you’ll get better (and cheaper) results with content that is built to be unique and have personality. In fact, the most popular YouTube channel is PewDiePie playing video games with a camera on his face. Look, for instance, at the popularity of makeup tutorial videos. There are lots of independent creators who are getting hundreds of thousands of hits. Vogue, the fashion magazine powerhouse, has started producing makeup tutorials featuring beautiful supermodels with classy white backgrounds – but they often only get a few thousand hits. What’s the difference? Personality and authenticity. These independent creators are using their own voices to teach people different makeup styles and they feel like your friends and peers. Many may have difficulty connecting with supermodels, but a woman in her kitchen shooting video on an iPhone seems like she could be your friend. Break the Boring Corporate Mould There are many ways to show your brand’s unique personality. Show what sets your brand apart from the competition with quirky marketing ideas or simply the great people behind your company. You don’t always have to go for the hard sell. Blendtec blenders are known for how tough they are. But we didn’t really know how tough until quirky host Tom Dickson starting blending everything from Jar Jar Binks masks to iPhones on his YouTube show â€Å"Will It Blend?† Dickson never has to go for the hard sell because the product in these videos speaks for itself. Obviously, if a blender is strong enough to reduce an iPhone to gooey ashes, it is strong enough to blend even the most frozen of fruits for your smoothies. With the hard sell, people are more reluctant to pay attention because they know you want something from them. â€Å"Will It Blend?† instead offers some entertainment in addition to a soft sales pitch. Embracing Uniqueness Garnering attention on the Internet takes a lot of hard work. But the most famous Internet stars got their start by being themselves. Many of them never expected to be business owners, media moguls or bestselling authors. Most just wanted to express themselves in new and exciting ways. They embraced their uniqueness and built an audience on the power of individuality.

Wednesday, November 27, 2019

Tender is the Night Quotes

'Tender is the Night' Quotes Tender is the Night is a famous novel by F. Scott Fitzgerald. The work details the life and deterioration of Dr. Dick Diver, who falls in love with a mental patient. This novel was considered a failure at the time of its publication, but it is one of Fitzgeralds most important works. Here are a few quotes.​ Tender is the Night a bald man in a monocle and a pair of tights, his tufted chest thrown out, his brash navel sucked in, was regarding her attentively.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 1 so that while Rosemary was a simple child she was protected by a double sheath of her mothers armor and her own - she had a mature distrust of the trivial, the facile and the vulgar.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 3 Youre the only girl Ive seen for a very long time that actually did look like something blooming.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 4 so green and cool that the leaves and petals were curled with tender damp.- F. Scott Fitzgerald, Tender is the Night, Book 1, Chapter 6 he opened the gate to his amusing world. So long as they subscribed to it completely, their happiness was his preoccupation, bit at the fist flicker of doubt as to its all-inclusiveness he evaporated before their eyes, leaving little communicable memory of what he had said or done.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 6 the moment when the guests had been daringly lifted above conviviality into the rarer atmosphere of sentiment, was over before it could be irreverently breathed before they had half realized it was there.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 7 the too obvious appeal, the struggle with an unrehearsed scene and unfamiliar words.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 8 of course its done at a certain sacrifice - sometimes they seem just rather charming figures in a ballet, and worth the attention you five a ballet, but its more than that - youd have to know the story. Anyhow Tommy is one of those men that Dicks passed along to Nicole. Book 1,- F. Scott Fitzgerald, Tender is the Night, Ch. 10 She illustrated very simple principles, containing in herself her own doom, but illustrated them so accurately that there was grace in the procedure, and presently Rosemary would try to imitate it.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 12 Indeed, he had made a quick study of the whole affair, simplifying it always until it bore a faint resemblance to one of his own parties.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 13 He knew that there was passion there, but there was no shadow of it in her eyes or on her mouth; there was a faint spray of champagne on her breath. She clung nearer desperately and once more he kissed her and was chilled by the innocence of her kiss, by the glance that at the moment of contact looked beyond him out into the darkness of the night, the darkness of the world.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 15 The enthusiasm, the selflessness behind the whole performance ravished her, the technic of moving many varied types, each as immobile, as dependent on supplies of attention as an infantry battalion as dependent on rations, appeared so effortless that he still had pieces of his own most personal self for everyone.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 18 the shots had entered into all their lives: echoes of violence followed them out onto the pavement where two porters held a post-mortem beside them as they waited for a taxi.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 19 made an exit that she had learned young, and on which no director had ever tried to improve.- F. Scott Fitzgerald, Tender is the Night, Book 1, Ch. 25 And Lucky Dick cant be one of those clever men; he must be less intact, even faintly destroyed. If life wont do it for him its not a substitute to get a disease, or a broken heart, or an inferiority complex, though itd be nice to build out some broken side till it was better than the original structure.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 1 They said that you are a doctor, but so long as you are a cat it is different. My head aches so, so excuse this walking there like an ordinary with a white cat will explain, I think.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 2 I am slowly coming back to life... I wish someone were in love with me like boys were ages ago before I was sick. I suppose it will be years, though, before I could think of anything like that.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 2 We were just like loversand then all at once we were loversand ten minutes after it happened I could have shot myselfexcept I guess Im such a Goddamned degenerate I didnt have the nerve to do it. Book 2, Ch. 3 God, am I like the rest after all?- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 4 The weakness of the profession is its attraction for the man a little crippled and broken.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 6 Nicoles world had fallen to pieces, but it was only a flimsy and scarcely created world.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 7 the delight on Nicoles faceto be a feather again instead of a plummet, to float and not to drag.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 8 And if I dont know youre the most attractive man I ever met you must think I am still crazy.- F. Scott Fitzgerald, Tender is the Night, Book 2 Its my hard luck, all rightbut dont pretend that I dont knowI know everything about you and me.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 9 As an indifference cherished, or left to atrophy, becomes an emptiness, to this extent he had learned to become empty of Nicole, serving her against his will with negations and emotional neglect.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 11 Here are more quotes from Tender is the Night, by F. Scott Fitzgerald. We own you, and youll admit it sooner or later. It is absurd to keep up the pretense of independence.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 13 Good manners are an admission that everybody is so tender that they have to be handled with gloves. Now, human respectyou dont call a man a coward or a liar lightly, but if you spend your life sparing peoples feelings and feeding their vanity, you get so you cant distinguish what should be respected in them.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 13 England was like a rich man after a disastrous orgy who makes up to the household by chatting with them individually, when it is obvious to them that he is only trying to get back his self-respect in order to usurp his former power.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 16 Good-by, my fathergood-by, all my fathers.- F. Scott Fitzgerald, Tender is the Night, Book 2, Ch. 19 she only cherishes her illness as an instrument of power.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 1 There was some element of loneliness involvedso easy to be lovedso hard to love.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 2 to explain, to patchthese were not natural functions at their agebetter to continue with the cracked echo of an old truth in the ears.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 2 Not without desperation he had long felt the ethics of his profession dissolving into a lifeless mass.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 3 If Europe ever goes Bolshevik shell turn up as the bride of Stalin.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 4 We cant go on like thisor can we?....What do you think?... Some of the time I think its my faultIve ruined you.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 5 She was somewhat shocked at the idea of being interested in another manbut other women have loverswhy not me?- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 6 If she need not, in her spirit, be forever one with Dick as he had appeared last night, she must be something in addition, not just an image on his mind, condemned to endless parades around the circumference of a medal.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 6 So delicately balanced was she between an old foothold that had always guaranteed her security, and the imminence of a leap from which she might alight changed in the very chemistry of blood and muscle, that she did not dare bring the matter into the true forefront of consciousness.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 7 Hes not received anywhere anymore.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 7 Either you thinkor else others have to think for you and take power from you, pervert and discipline your natural tastes, civilize and sterilize you.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 7 No, Im not reallyIm just aIm just a whole lot of different simple people.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 8 Everything Tommy said became part of her forever.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 8 Tangled with love in the moonlight she welcomed the anarchy of her lover.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 8 Then why did you come, Nicole? I cant do anything for you anymore. Im trying to save myself.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 9 I have never seen women like this sort of women. I have known many of the great courtesans of the world, and for them I have much respect often, but women like these women I have never seen before.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 10 You dont understand Nicole. You treat her always as a patient because she was once sick.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 11 When people are taken out of their depths they lose their heads, no matter how charming a bluff they put up.- F. Scott Fitzgerald, Tender is the Night, Book 3, Ch. 12

Sunday, November 24, 2019

Contract Negotiations Essay Example

Contract Negotiations Essay Example Contract Negotiations Essay Contract Negotiations Essay Contract Negotiations Cathy Piersall OMM618: Human Resources Management Instructor: Fabio Moro March 14, 2013 The producers said the WGA was not bargaining in good faith. What did they mean by that, and do you think the evidence is sufficient to support the claim? Firstly, everyone understand what Good Faith bargaining stands for: Good-faith bargaining generally refers to the duty of the parties to meet and negotiate at reasonable times with willingness to reach agreement on matters within the scope of representation; however, neither party is required to make a concession or agree to any proposal (USlegal. om, 2001-2013). Good faith bargaining requires employers and unions involved in collective bargaining to: 1. ) use their best endeavors to agree to an effective bargaining process; 2. ) meet and consider and respond to proposals made by each other; 3. ) respect the role of the others representative by not seeking to bargain directly with those for whom the representative acts 4. ) not do anything to undermine the bargaining process or the authority of the others representative (USlegal. com, 2001-2013). It is dishonest labor practice for any union to reject to bargain in good faith with the employer concerning wages, hours, and other employment conditions (Dessler, 2011). Dessler (2011) states, that in† October 2007, the Writers Guild asked its members for strike approval, and the producers were maintaining that the guild was just trying to delay negotiations until the current contract expired at the end of October†. Both the Writers Guild and the producers knew that timing for these negotiations is crucial. Television series are in full production during the fall and spring. If the writers were to go on strike now would have a bigger impact than they would have if they waited until the end of October. The proof the producers had at that time was the WGA negotiating committee stayed less than an hour at the bargaining table before leaving (Dessler, 2011). The WGA did eventually strike. What tactics could the producers have used to fight back once the strike began? What tactics do you think the WGA used? Some of the tactics the producers could have used in fight back once the strike began are: 1. ) agree to stand firm to specific terms while giving some lead way on others; 2) continued to promote for new media. WGAs tactics consisted of delaying until their contracts to run out and declined to write anything until an agreement had been reached. This was a conflict between professional and creative people (the WGA) and TV and movie producers. Do you think the conflict was therefore different in any way than are the conflicts between, say, the auto workers or Teamsters unions against auto and trucking companies? Why? I believe that this conflict could be thought of as talent versus business. On the other hand, WGA writers felt that their work was a form of art and they felt that it should be treated like art should be paid for sharing their art. On the other hand, some of the producers may not see the work of the writers as art but see it as work nothing special. Some people do not consider the passions and commitments that writers put into their work. The producers claimed they wanted a profit-splitting system instead of the current residual system (Dressler, 2011, p. 288). I believe the conflict could have been solved much earlier if the two sides could have come to an answer on the residual system. What role (with examples, please) did negotiating skills seem to play in the WGA-producers’ negotiations? In February 2008, the WGA and producers at last came to an agreement. The new contract was â€Å"the direct result of renewed negotiations between the two sides, which culminated Friday with a marathon session including top WGA officials and the heads of the Walt Disney Co. and News Corp† (Dessler, 2011, pg 288). References: USlegal. com, (2001-2013). â€Å"Legal Terms, Definitions and Dictionary†. Retrieved March 12, 2013 from website http://definitions. uslegal. com/g/good-faith-bargaining/ Dessler, G. (2011). â€Å"A Framework for Human Resource Management† (6th ed. ). Upper Saddle River, NJ: Prentice Hall.

Thursday, November 21, 2019

Critical review for movie Casablanca Essay Example | Topics and Well Written Essays - 500 words

Critical review for movie Casablanca - Essay Example Then by train, car or on foot through North Africa in Casablanca, French Morocco. Here, the lucky ones, thanks to money or friends, could get exit visas and run further, in Lisbon and thence to the New World. Others had to wait in Casablanca. Victor and Ilsa tried to get out of Casablanca by all means, because Gestapo trailed them and Major Strasser has arrived to the city. With the support of the Prefect of Police, Captain Renault, Strasser tries to block Laszlo’s path to freedom. In this complex situation, it appears that the only person who can help the Laszlos is Rick. Everything is clear with the first character, Rick Blaine. Hiding under the guise of fictitious skepticism and indifference he stays the inspired fighter for justice. It’s much harder with Ilsa Lund. On the one hand, it seems she is naive, trusting and maybe even spineless, if we look at how torn she is between two men. On the other hand, she has tragic experience and has a strong moral compass. Behind her crystal clear purity we see hiding pain of loss, when she was losing one beloved man after another. Michael Curtiz was the one who tried to understand that complex psychological drama of the characters and make that story appealing. The general set-up is clear, but lets add to all this the bloody war, human struggle, nobility, dignity, faith and you will get Casablanca - the film that became the genuine classic of cinematograph. This romantic drama does not reflect the realities of war, but gives a general feeling that prevailed in the American and European societies at tha t time. Films are not called the classics just for nothing. Curtiz’s film has all the most faithful reasons to be one. Behind the apparent truism (or even banality) we see a hidden socio-political conflict, which does not spoil the movie; instead it raises it to another level. The problems of three little people don’t really amount to a hill of beans in this crazy world. Love or